A loan helped a member to buy more chickens and pigs for her well-known business.


El Comienzo Group's story

Women like 480year-old Santos play multiple roles in their households. Santos keeps accounting of household expenses, budgets, and cares for the home and her own business. She is a married mother of six children (15-25) and was able to send each to high school. Santos has a small yard where she raises chickens. She is well known in her community because she sells quality animals at fair prices. She is requesting her first Kiva loan to buy more chickens and to add pigs.

Santos has one year of formal education. She, along with eight other Maya K’iche ladies, is a member of the Friendship Bridge Trust Bank "El Comienzo" (or “The Beginning”) in the department/state of Quiche. Monthly meetings include an educational session, part of the Microcredit Plus program of loans, education, and health care services. Topics are drawn from four areas: health, family, women, and business.

Santos shares, “In these difficult times of the coronavirus, the lessons about how to effectively manage our businesses and avoiding over-indebtedness helps us a great deal with our tortilla shops, prepared food and vegetable sales. The advice about constantly washing hands, keeping physical distance, and using masks, has greatly helped us so far.” If there is a health issue, the women have access to a nurse who speaks their language and can communicate with them by text or phone.

In these challenging times, Kiva lenders are especially valued and appreciated. Thank you to each of you!

In this group: Petrona , Maria , Santos Dominga , Petrona , Paula , Isabel , Tomasa , Ana , Isabel


This loan is special because:

Clients receive in-depth trainings on business, health, over-indebtedness, and self-esteem.



Loan details


Lenders and lending teams




Loan details