This entrepreneur is 21 years old. She is married has one child.
She is a tailor. She will use this loan to purchase a large new industrial sewing machine that is faster and has a lot of features.
She has been working in this business for a couple of years. She is a skilled woman who wants to develop her craft. She has good reputation in the district and, therefore, many customers come to her. Her income will rise so she can help her husband to pay for their living expenses.
Please note this Field Partner is "atypical" among Kiva's partner base as they have not been visited by any members of Kiva's staff. Because of on-going security concerns, due diligence was conducted remotely. This partner does, however, meet all of the minimum criteria for partnership with Kiva. Also, please be aware that Iraqi regulations are currently unclear about whether microfinance institutions are legally allowed to obtain foreign funding. While Kiva has been able to send and receive funds to and from Iraq in the past, there is a possibility that future loan repayments could get stuck in the country for regulatory reasons, even if individual borrowers pay back their loans. As a lender to borrowers in Iraq, you would be taking on this additional risk. Kiva cannot guarantee the return of these funds, but it will do all within its power to resolve any issues that may arise.