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Los Unicos Group
In this Group: Lizeth, Franklin , Sonia, Paola, Casimira, Cinthia, David Fernando, Mario
The venture bank group Los Unicos is comprised of eight members in their first cycle. They all live in the same neighborhood in El Carmen, nine kilometers from Santa C.. They have had their own business for two years.

Lizeth is the president of the bank group. She was chosen for her responsibility, camaraderie, and solidarity, which she has demonstrated in her treatment of the other members. Lizeth sells catalog cosmetics from a prestigious worldwide company. With this loan, she will buy cosmetics on sale. The magazines promote products much cheaper than their original prices, and in subsequent publications the cheaper products become much more expensive, and this is how she makes an extra profit.

The majority of the members of this venture bank group are heads of family and they are fighters. They dream that their businesses will expand and be very successful, and then they will be able to improve the quality of life for all their families. They are grateful to the institution for having the confidence in them to loan them credit.
View original language description ↓
El Banco de Emprendimiento LOS UNICOS esta esta conformado 8 integrantes se encuentran en su primer ciclo, son nuevos todos viven en la misma zona en el barrio El Carmen, cuentan con negocio propio hace dos años en el km 9 camino a Santa C..

La Sra. LIZETH es la presidenta dle banco fue elegida por su responsabilidad compañerismo y solidaridad que demostro en el trato a las socias, la Sra. Lizeth se dedica a la venta de cosmeticos por catalogo de una prestigios empresa a nivel Mundial, con el dinero del credito comprara cosmeticos que se encuentran en promocion, las revistas sacan productos en promocion que se encuentran mas baratos que el precio original y siguiente publicacion el producto que estaba mas barato, en la nueva publicacion esta mas caro, y asi ella obtiene una ganancia extra.

Las socias de este banco de emprendimiento en su gran mayoria son Padres de Familia y son personas muy luchadoras ellos tienen el sueño de que sus negocios engrandesca y ser muy exitosos, y asi poder mejorar la calidad de vida de toda su familia, ellos se encuentran agradecidos con la institucion por brindarles la confianza en la otorgacion del credito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 136
    View loans »
    Bolivia Loans Fundraising
  • $36,346,700
    Funds lent in using Kiva
  • 7.1
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Unicos Group's $2,250 loan helped a member purchase merchandise.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 31, 2010
Jun 1, 2010
Currency Exchange Loss:
Sep 15, 2010