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Estrellas De Belen Group
In this Group: Simona, Andrea Elisa, Anastacio, Esperanza, Nieves, Juana Irene, Teófila, Elsa
The Communal Association "Estrellas de Belen" (Stars of Bethlehem) meets at the Panamericana central office. The members formed this group approximately 4 years ago because they needed capital to improve their businesses.

Simona L., 47 years old, is one of the members. For more than 10 years, she has sold bread. Her business has allowed her to cover the costs of her and her family's basic necessities. Now, she needs a loan to acquire merchandise.

The other members of the group are involved in various economic activities such as selling clothes, juices, broad beans, food, and cardboard; offering transportation services, and operating a neighborhood shop.

All of the members need the loan in order to invest and strengthen their businesses.
View original language description ↓
En el Centro Focal Panamericana, se reúnen la Asociación Comunal ESTRELLAS DE BELEN. Se agruparon hace 4 años aproximadamente, por la necesidad de contar con un capital que les permita mejorar sus negocios.

Una de las integrantes es Simona L. de 47 años desde hace más de 10 años se dedica a vender pan, negocio que le ha permitido cubrir sus necesidades básicas y las de su familia, ahora necesita el préstamo para adquirir mercadería.

Las demás integrantes de este grupo tienen varias actividades económicas como la venta de ropa, jugos, servicio de transporte, venta de habas, comida cartones y tienda de barrio.
Todas necesitan el préstamo para invertir y fortalecer sus negocios.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 136
    View loans »
    Bolivia Loans Fundraising
  • $36,293,375
    Funds lent in using Kiva
  • 7.1
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Estrellas De Belen Group's $3,000 loan helped a member to purchase merchandise.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 16, 2010
Apr 29, 2010
Currency Exchange Loss:
Dec 15, 2010