A loan helped to buy dairy cows to increase her cattle headcount and sales of organic milk.


Kulzhamila's story

Kulzhamila has successfully repaid her previous loan, and is grateful to Kiva and to all who helped her with that financing. Her farm presently consists of two cows, 30 sheep, two horses, and a 3.5-hectare plot of land on which she grows beans and plums.

In order to develop her business further, Kulzhamila has again turned to Bai Tushum Bank, this time for a loan of 250,000 som (KGS) to buy dairy cows. Her goal in this is to increase her sales of organic milk and her cattle-breeding income. Kulzhamila is planing to put the income generated by the loan into the further development of her farm and to build a large new house.

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Translated from Russian by Kiva volunteer Liv Bliss.


This loan is special because:

It supports organic farming and includes a lower interest rate.



Loan details


Lenders and lending teams




Loan details