A loan helped a member to buy more fertilizer and seeds for growing Irish potatoes.


Umugisha Agric Sub Grp A Group's story

Umugisha Agric Sub Grp A, is represented by Belancilla, a 59-year-old mother of five children between the ages of 11 and 22 years. She is a farmer and has been growing Irish potatoes for the past 36 years. With the loan from Kiva, she would like to buy more fertilizer and seeds to grow Irish potatoes. The profits from her business will be used to pay school fees for her children.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under-served by financial institutions. Urwego Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

In this group: Patience, Euphrasie, Jean D'amour , Josephine, Felicien , Belancilla, Theoneste, Criserie, Evariste, Jean Pierre, Jean Claude, Patrick


This loan is special because:

It provides high-quality direct inputs for rural Rwandan farmers.



Loan details


Lenders and lending teams




Loan details