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María Concepción
Maria is a member of the “Comuzone” Communal Bank. She lives in the District of Huanchac in the city of Cusco, Department of Cusco.

Maria is 48 years old, married, and has three children. She divides her time between her household activities and her job working for the regional government. Maria has worked as a civil servant for 29 years. She has a daughter who is a civil engineer and works in the field on construction projects in Santo Tomas Chumbivilcas, which is located eight hours away from Cusco. Maria is requesting a loan for her daughter so that she can invest in continuing education classes that will allow her to work on new projects in rural areas. The loan will be used to pay for her first basic courses in rural projects.

Maria appreciates and values the support that has been provided. Therefore, she promises to complete her loan payments on time.

View original language description ↓
Nuestra socia pertenece al banco comunal “COMUZONE”; Nuestra socia vive en la ciudad del Cusco, en el distrito de Huanchac departamento de Cusco.

Nuestra socia es la Sra. MARIA, ella tiene 48 años de edad es casada y tiene 3 hijos Nuestra socia alterna sus actividades del hogar con gobierno regional, la socia es funcionaría pública y trabaja desde hace 29 años; Nuestra socia tiene una hija que es ingeniero civil su hija trabaja haciendo proyectos de construcción en el campo a 8 horas del Cusco en santo tomas chumbivilcas, la socia solicita el préstamo para su hija que desea invertir en sus estudios previos a este su nuevo proyecto en el área rural, Nuestra socia solicita el préstamo para darle a su hija para que ella haga los primeros estudios básicaos de su proyecto en la zona rural.

La socia agradece y valora el apoyo brindado mediante este medio y se compromete a cumplir con el pago de su deuda en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,316,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped María Concepción pay for her daughter's continuing education courses in engineering.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 19, 2010
Apr 28, 2010
Currency Exchange Loss:
Sep 15, 2010