Check out some available loans that are similar to this one!
Yamileth Del Carmen
Doña Yamileth is a hardworking woman and a 35 year old mother of three children. She and her husband work together to make improvements to her home. Her husband is a truck driver by profession and travels frequently. Doña Yamileth has been selling clothing and cosmetics for several years. Since she is affiliated with the Zermat brand, she sells their products through a catalog. She offers her products on credit and acquires customers each day so that she can generate good earnings.

With this loan she will buy construction materials such as stone, sand, gravel, and cement in order to build a cover for her sewage drain that will provide more hygienic conditions. At the moment it is covered with sheets of zinc, which makes it dangerous for her family. Doña Yamileth plans to continue with her business so that she can generate income that benefits her personally.

View original language description ↓
Doña Yamileth es una mujer trabajadora, madre de tres hijos, tiene la edad de 35 años y junto con su esposo trabajan para lograr las mejoras de su casa. El trabaja como conductor de cabezal y viaja mucho. Doña Yamileth desde hace varios años se dedica a la venta de ropa y cosméticos. Ya que se afilio con la zermat y vende sus productos por catálogos, da al crédito y cada día adquiere clientes el cual para ella es de muchas ganancias.
Con este préstamo comprara materiales de construcción como piedra, arena, piedrin, cemento para hacer la tapa al sumidero y levantarlo para lograr una mejor higiene, ya que lo tiene tapado solo con zinc y de mucho peligro para su familia Sus planes es seguir en el comercio y de esta forma generar ingresos que beneficien en lo personal

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Yamileth Del Carmen purchase materials to build a cover for a sewage drain.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 23, 2010
Apr 29, 2010
Currency Exchange Loss:
Feb 15, 2011