San Juan Bautista Group
The members have different businesses, such as selling groceries, food, fruit and making dairy products. Such is the case of Elvira, president of the communal bank. Elvira is in a common law marriage and has 3 children, two boys and a girl. Elvira raises cattle from which she obtains milk that she later makes into cheese. Her business is located in the community of Chocorvo. She sells in her district and at times she takes it to the city of Lima. She does this with the help of her husband. Her loan will be invested in the purchase of cheeses from the other producers in the area. Elivira wants to train to improve every day in her family and in her business as well.
Elvira's dreams are to buy a house in Lima, to build a hotel in her community snd for her children to have a profession.
Las socias realizan diferentes negocios como la venta D. abarrotes, comida, frutas y la elaboración D. productos lácteos.
Como es el caso D. la señora Elvira es presidenta del Banco Comunal, Elvira es conviviente, tiene 3 hijos D. los cuales 2 son varones y 1 mujer, Elvira se dedica a la crianza D. ganado vacuno, del cual obtiene leche que luego procesa en quesos, su negocio se ubica en la comunidad D. Chocorvo, sus ventas los realiza en su Distrito y en algunas oportunidades lleva a la ciudad D. Lima, actividad que realiza con la ayuda D. su esposo. Su préstamo será invertido en la compra D. quesos D. los demás productores D. la zona. Elvira quiere capacitarse para mejorar día a día en el ámbito familiar y también en el negocio.
Los sueños D. Elvira son comprar su casa en Lima, construir un hotel en su comunidad y que sus hijos sean profesionales.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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