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Aquiles Adalberto
Aquiles is 62 years old and lives with his family in the region of San Esteban. He is married to Sra. Reyna Guzman, with whom he has four children. Ariel is the oldest child. He is 18 years old and working. Alejandra is a 15 year old student who is in her third year of high school. Juan is 12 years old and Diana is 9 years old. Both are in elementary school. Don Aquiles has worked as a driver for the City of Juigalpa for the past 28 years.

He is requesting his first loan from AFODENIC in order to make improvements to his home by plastering the walls and installing a ceramic floor in one of the rooms to make it more comfortable. Aquiles says his greatest wish is to have a beautiful and decent home for his family, which is why he continues to work.

View original language description ↓
Aquiles de 62 años de edad habita junto a su familia en la Comarca San Esteban, esta casado con la Sra. Reyna Guzman con quien procreo 4 hijos, Ariel de 18 años es el mayor y trabaja, Alejandra de 15 años estudia el 3er año de secundaria, Juan de 12 años y Diana de 9 años estudian la primaria. Don Aquiles trabaja para la Alcaldia de Juigalpa desde hace 28 años como conductor.

Esta solicitando su 1er credito a esta institucion para mejorar su vivienda repellando y poniendole ceramica a un cuarto, y de esta manera tener mas comodidad.

El mayor sueño de Aquiles es poder tener una vivienda bonita y digna para su familia, que es por quienes trabaja.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Aquiles Adalberto plaster the walls & install a ceramic floor in a room of his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2010
May 3, 2010
Currency Exchange Loss:
May 15, 2011