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Mr. Djily D. is a 36-year-old shopkeeper who rents his commercial location a few meters from the local Yoff branch of U-IMCEC. He is married and the father of a two-month-old infant.

He learned the business for several years working as an employee of more experienced shop owners. He currently manages his own shop. Mr. D. feels this is the only way he can earn a living and meet his personal needs. Running a business is also something he has inherited from his parents.

He is requesting a loan for 500,000 francs to buy merchandise and build up his shop. The loan will enable him to buy certain products frequently requested by his customers, for which he lacks sufficient funds. He will therefore be able to significantly increase his turnover and his income.
View original language description ↓
Monsieur Djily D. est un jeune boutiquier de 36 ans qui exerce son activité de commerce dans un local pris en location situe a quelque mètres de la caisse de Yoff. Il est marie et père d’un enfant de 2 mois. Il a appris l’activité pendant plusieurs années en étant employé par d’autres boutiquiers plus expérimentés. Actuellement il gère sa propre boutique. Pour Monsieur D. c’est le seul moyen de gagner sa vie et subvenir a ses besoins. Cependant c’est aussi une activité qu’il a hérité de ses parents. Il sollicite un crédit de 500 000 frs destine a l’achat de marchandises pour renforcer sa boutique. Ce crédit pourra l’aider à acheter certains produits qui sont fréquemment demandes par les clients et qu’il ne peut pas acquérir avec son fond propre. Ainsi il pourra considérablement accroitre son chiffre d’affaire et ses bénéfices avec ce financement.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 22
    View loans »
    Senegal Loans Fundraising
  • $14,733,025
    Funds lent in using Kiva
  • 490.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD