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Subanova Saltanat Group
In this Group: Saltanat, Surmakan, Iniyat, Gulkan
Saltanat owns a café, where she provides public food service. She has been involved in this business over the course of the last 12 years. Her husband helps her with the business. Saltanat has 3 children. She primarily cooks national dishes at the café. She is requesting the loan in order to improve the café infrastructure and to attract a large number of customers.

Surmakan is 53 years old, married. Her husband is involved in private transportation. She has 7 children. The client is involved in animal husbandry. She plans to use this loan to buy a calf.

Iniyat is 41 years old. She is a divorced mother of 4 children. Her daughter works in the Russian Federation, and the sons attend a secondary school. The client works at the “Akjol” café and sells nuts. She is requesting the loan in order to replenish the stock of nuts.

Gulkan is 28 years old, married. Her husband works in Russia and sends money home every month in order to support the family. Besides this, the client earns money herself, working as a cook. She makes 70 dollars per month. She plans to use the loan to buy small livestock to breed at home.
View original language description ↓
У Салтанат есть собственное кафе, где она предоставляет услуги общественного питания. Этим делом она занимается вот уже на протяжении последних 12 лет. В бизнесе помогает ей супргу. У нее 3 детей. В основном они готовят национальные блюда. Кредит запрашивается для улучшения инфраструктуры кафе, чтобы привлечь большее количество посетителей.

Сурмакан, 53, замужем. Ее супруг занимается частным извозом. У нее 7 детей. Клиент занимается животноводством. На кредит она планирует купить теленка.

Иният 41 год. Она разведенная мать 4 детей. Дочь работает в РФ, а остальные сыновья учаться в средней школе. Клиент работает в кафе "Акжол", продает орех. Кредит запрашивается для пополнения запасов ореха.

Гулкан, 28, замужем. ЕЕ супруг находится в России на заработках, каждый месяц присылает деньги для поддержания семьи. Кроме этого клиент сама зарабатывает деньги, работая поварихой. В месяц получает 70 долларов. На кредит она планирует купить МРС для домашнего разведения.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 45.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Subanova Saltanat Group's $1,225 loan helped a member to improve cafe infrastructure.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 22, 2010
Apr 26, 2010
Currency Exchange Loss:
May 15, 2011