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Pablita O. is from the village of Pandan, Mambajao, Camiguin Province. She is 44 years old, married, and has six school-aged children. To make a living, Pablita owns and operates a service-based business. The main source of income for the business comes from providing transport services to local community members. Pablita has been engaged in her business for over seven years and earns approximately 5,000 PHP per month from these activities.

In 2009, Pablita joined Kiva partner, HSPFI, to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 8,000 PHP from HSPFI. This loan was used to purchase materials needed to expand the services she provides. Pablita is requesting a new loan of 11,000 PHP, which will be used to purchase materials needed to provide service. This loan will be her third from HSPFI. She plans to use the additional revenue generated from the business to support her children's education.


HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 471
    View loans »
    Philippines Loans Fundraising
  • $69,645,400
    Funds lent in using Kiva
  • 44.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Pablita to purchase materials needed to provide service.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 21, 2010
Apr 26, 2010
Currency Exchange Loss:
Feb 15, 2011