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Anushik H. was born in 1963 in Kapan. She is married and has two daughters who are already married and live separately from their parents. For about 10 years Anushik has managed her own shop where she sells food and household goods. Anushik's husband helps her in that business and also keeps bees which adds to their family's income. Anushik purchases her inventory six times per month — five times in Kapan, and once in Yerevan. Anushik asks for an 850.000 AMD loan to increase her shop’s assortment of good and to buy a coffee grinder for her shop, which will help bring in more customers.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 169
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 405.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Anushik to increase her assortment of goods and to buy a coffee grinder for her shop.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 13, 2010
May 1, 2010
Currency Exchange Loss:
Nov 15, 2011