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Mrs. Sin Y., 65, is a local crop farmer who lives in a rural commune in Phnom Penh Capital. In addition to her crops, she raises a few pigs in a small pigpen.

Sin Y. is a widow who is blessed with 2 children. Both are married and live at home. She also depends on the income from her daughter who is a garment worker.

Sin Y. faces difficulties irrigating her crop as the watering system is far from her farm, so she is taking out a loan to buy a water pump. She will use the remaining cash from the loan to buy fertilizer to increase the yield of her crops.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 173
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sin to buy a water pump.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 22, 2010
Apr 26, 2010
Currency Exchange Loss:
Oct 16, 2010