A loan of $2,625 helped a member to buy merchandise and materials for their businesses.


Tres Marias Group's story

This "development unit" (UDE) is called Tres Marías, named after the community in which this UDE began. UDEs are groups of 10 or more people who have a bank account and that have to meet either weekly or biweekly to make payments. There is a representative and a committee that governs each group. This group is located in the community of Codvadonga Chalco in the state of Mexico. The group is made up of: Guadalupe R. R., Lucina González García, Irma Hernández A., Maria de Lourdes Pérez Sánchez, Gilberto M. C., Hortensia C. S., Maria de Lourdes López Ramírez, Maria Magdalena M. S., Judith Carmelina Pérez Sánchez, Juana B. Sánchez, Maria Josefina S..

The group representative is named Guadalupe R. R. and is 37 years old. She studied until the 6th grade, and has three children (two girls and one boy). She sells bread and is taking out this loan to buy trays and clips to put her bread on. Her clients really like her business because it is next to a store and there isn't a smilar business around it. Sra. Guadalupe R. R. wants this loan to invest in her business and through this investment increase her earnings to help her children with their education and to provide them a better quality of life.

Sra. Lourdes Pérez Sánchez is part of this groups committee. She is 39 and studied until the 6th grade. She has 3 children. She sells Mexican snacks from a stand that is on the corner in front of her house and needs this loan to fix her stand to help increase her income. This way she can help her husband pay for household expenses. Her clients like the quality of her snacks and above all the cleanliness of her stand.

The other nine members of the other 9 members of this group want to take out this loan to increase their business incomes that come from a diverse range of activities like: Lucina González García (seasonal jewelry), Irma Hernández A. (beauty products and fancy jewelry), Gilberto M. C. (groceries), Hortensia C. S. (underwear), Maria de Lourdes López Ramírez (beauty products), Maria Magdalena M. S. (shoes), Judith Carmelina Pérez Sánchez (candy), Juana B. Sánchez (linens), Maria Josefina S. (underwear).

In this group: Guadalupe , Lucina , Irma , Maria De Lourdes , Gilberto , Hortencia , Maria De Lourdes , Maria Magdalena, Judit Carmelina , Juana , Maria Josefina

Translator profile picture

Translated from Spanish by Kiva volunteer Laurie Paguio


Loan details


Lenders and lending teams



Loan details