A loan helped to buy dairy cows to increase her herd and sales of organic milk.


Zhyldyz's story

Zhyldyz is 53 years old, married, and has 2 children. She has a higher education; she works as an accountant. She is a hardworking, purposeful, and enterprising person. She is well versed in the technical aspects of running an agricultural business and is able to invest as intended. As additional income for her family, she has been involved breeding livestock since 1996. Thanks to her hard work and responsible approach to business, she was able to develop her farm, which now has a cow, 25 sheep, and 2 horses. There is 1.0 hectare of irrigated land on which she grows perennial grasses. To further develop her farm, she applied to Bai Tushum Bank for a loan of 250,000 KGS to purchase dairy cows in order to increase sales of organic milk and income from livestock raising. Zhyldyz plans to invest the income from the loan in the further development of her farm.

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Translated from Russian by Kiva volunteer Ann Merrill.


This loan is special because:

It supports organic farming and includes a lower interest rate.



Loan details


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Loan details