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Kathiuska Alexandra
Kathiuska I. is 39 years old and lives in the periurban district of Fortín in Guayaquil. This area was originally private land, but it is now a modest place full of dirt roads and houses constructed out of reeds. Kathiuska’s house is a mixture of cement and wooden planks and it receives electricity as its only basic service. Her husband sells water by the gallon. They have two children, ages 14 and 6.

Kathiuska wanted to generate additional household income, so she decided to buy a few provisions to sell. She set aside part of her house to establish a store and her mother-in-law gave her some products to sell so that her business could start out well-stocked. She now works every day selling sugar, rice, oil, and other items. Kathiuska wants to have more products in her store because there is much demand. For this reason, she is requesting a loan in order to buy beverages, sugar, and rice to increase the inventory of her business.

In the future, she wants to sell products and provisions in bulk out of recognized warehouses. She also wants to see her children finish their studies.

View original language description ↓
Kathiuska I. de 39 años, vive en una zona periurbana en el Fortín (lugar originado por invasiones de terrenos particulares, lugar muy humilde con casas de caña y calles de tierra) de Guayaquil. Su casa es mixta de cemento y tablas solo tiene luz como servicio básico. Su esposo vende galones de agua, ellos tienen dos hijos de 14 y 6 años.

Kathiuska para tener otro ingreso económico en su casa decidió comprar algunos víveres para vender. Adecuo una parte de su casa para hacer un local y su suegra le regalo algunos productos para que venda fue entonces que inicio con una tienda más surtida.

Ella ahora trabaja todos los días, vendiendo azúcar, arroz, aceites etc. Pero ella quiere tener más productos en su tienda ya que la demanda es mucha. Por eso con el préstamo quiere comprar bebidas, azúcar, arroz para surtir más su negocio.

En el futuro quiere vender productos y víveres al por mayor en almacenes conocidos, y que sus hijos culminen sus estudios.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $26,524,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Kathiuska Alexandra purchase beverages, sugar, and rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2010
Apr 26, 2010
Currency Exchange Loss:
May 15, 2011