A loan of $3,500 helped a member purchase candy.


Rosas Group's story

The “Rosas” (Roses) Communal Bank is starting its fifth loan cycle with 16 members. They have different businesses selling cheese, fruit juices, candy, groceries, plastic items, medicines, cosmetics, and food.


Such is the case with Sra. Nelly who is the Communal Bank president. She is 37 years old, married, and has three children. Nelly manages a cafeteria at a neighborhood high school where she sells candy, fruit, and food. She operates her business five days a week. In addition, Nelly works at an institution. She will invest her loan in the purchase of candy. Nelly dreams of expanding her business and buying a plot of land so that she can build a house.


The members need different loan amounts ranging from 300 PEN, 600 PEN, to 1000 PEN, for a total of 9900 PEN to the entire Communal Bank.

In this group: Aquelina, Teresa, Nelly, Gudelia, Mayra, Norma, Edith Melissa, Consuelo, Jhanet Rosa, Isabel, Rosa Beatriz, Alicia, Francisca, Juana, Alicia , Edilberto

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Translated from Spanish by Kiva volunteer Ronan Reodica



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