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Mariana Del Jesus
Mariana H. is 43 years old and lives in a suburb of Guayaquil. Her house is made of cement and has all the basic necessities. Her husband is a security guard. They have a two year old son.

Mariana and her husband were having a big financial crisis. They resolved their troubles by rearranging things in their large home in order to leave an empty space that they were able to convert into a dining room for traditional foods.

Mariana now sells lunches for $1.25 and works from 7:00am until 2:00pm every day. She has approximately 30-45 regular customers per day. With the loan, she would like to buy cement, pain and zinc in order to fix the place up.

In the future, she would like to buy a location in the center of Guayaquil where the people are more affluent.
View original language description ↓
Mariana H. de 43 años, vive en una zona periurbana en la Perimetral de Guayaquil, su casa es de cemento y cuenta con todos los servicios básicos, su esposo es guardia de seguridad, ellos tienen un hijo de 2 años.

Mariana y su esposo estaban pasando por una crisis económica muy grande, pero al fijarse que su casa era grande decidieron readecuarla y dejar un lugar vacío para un local y convertirlo en un comedor de comidas típicas.

Mariana ahora vende almuerzos a $ 1.25 y trabaja desde las 07:00 am hasta 14:00 pm todos los días, tiene un aproximado de 30 a 45 clientes al día fijos. Con el préstamo quiere comprar cemento, pinturas y zinc para adecuar mejor el local.

En el futuro quiere comprar un local en el centro de Guayaquil ya que hay mas afluencia de personas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mariana Del Jesus to buy cement, pain and zinc.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 9, 2010
Apr 25, 2010
Currency Exchange Loss:
Apr 15, 2011