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Margot is 64 years old and the mother of one child. She lives in the city of Urubamba, but is a native of Apuricma. Her main business activity is selling clothes at the standard market in Urubamba. She currently has a space in the corridor of the market where she sells her products. Margot has been in this business for 16 years and has done very well.

Margot is a member of the Communal Bank “Sayhua”, which is part of Asociación Arariwa. This Communal Bank has been operation for eight years. She is a founder of this Communal Bank and her first loan was in the amount of 100 dollars.

Margot is a hardworking and enterprising woman who looks at each moment as an opportunity to succeed and strives each day to help her grandson, who is studying at the university to earn a professional degree in management. She needs a loan to buy merchandise such as socks, undershirts, polo shirts, and many other items.

Margot is grateful for this opportunity and promises to complete her payments on time.

View original language description ↓
Margot tiene 64 años, tiene un hijo y vive en la ciudad de Urubamba. Ella es natural de la ciudad de Apuricma. Su principal actividad económica es la venta de ropa en el mercado modelo de Urubamba, ella actualmente tiene un espacio en el pasadizo del mercado donde vende sus productos. Ya son 16 años que se dedica al negocio y le va muy bien.

Margot pertenece al banco comunal “SAYHUA” de la Asociación Arariwa. El banco comunal tiene 8 años de funcionamiento. Margot es fundadora del banco comunal y su primer crédito fue de 100 dólares.

Margot es una mujer trabajadora y emprendedora que busca a cada momento las oportunidades para salir adelante y con su esfuerzo diario ayudar a su nieto. Su nieto está estudiando en la universidad la carrera profesional de administración, ella requiere el crédito para comprar mercadería como por ejemplo medias, calzoncillos, polos y muchas cosas más.

Margot se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 91
    View loans »
    Peru Loans Fundraising
  • $61,889,900
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Margot purchase merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 25, 2010
Apr 25, 2010
Currency Exchange Loss:
Aug 15, 2010