A loan of $575 helped purchase of construciton materials (concrete block, sand, iron, etc.).

Laura Jose's story

Laura José N. was born in the district of Manjacaze, Gaza Province, in southern Mozambique. She is 37 years old, single, and has 3 children ages 14, 10 and 4. The two older children attend school. She has a degree from the Teachers University and would like to continue her studies. She lives in her own home with her children and she supports two brothers who live with her.

She left Manjacaze for Maputo with her parents when she was very young. She started working and began building her own home. She has worked as a teacher in the 1 de Junho elementary school for more than 15 years and is part of the Ministry of Education. She does not have any employees, and her salary is 11.430.00mt per month, which she uses for her household expenses and saves a bit sometimes in her Barclays Bank account.

She has taken out loans with the commercial bank "Millenium Bim" and decided not to continue. She learned about Hluvuku through work colleagues who are also Hluvuku customers. This is her first loan, in the amount of 20.000.00mt, which she plans to use to purchase construction materials (concrete block, sand, iron, etc.) to continue the construction of her home. She promises to pay the loan as agreed to have access to other loans. In the future she plans to ask for additional loans to finish her home and to open a daycare for infants and increase her family income.

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Translated from Portuguese by Kiva volunteer Michele Magrino

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