A loan of $675 helped purchase of construciton materials (poreclain bath fixtures, cement, etc. ).

Silva's story

Silva Ernesto C. was born in the district of Chokwe, Gaza Province, in southern Mozambique. He is 35 years old, married, and has 3 children ages 14, 10 and 5. All attend school. He attended school through the 12th grade but did not continue due to a lack of financial resources. He lives in his own home with his family, and supports his parents who live with him.

He left Chokwe for the Boane district of Maputo when he was still very young. He attended school and grew up there, and still lives in this area. He has worked for the security company G4S for more than 6 years. He does not have any employees and receives a salary of 4.375.00 mt per month, which he uses for household expenses and saves a bit in his bank account.

He has never had loans in other banks. He learned about Hluvuku thorugh work colleagues who are also Hluvuku customers. This is his third loan, in the amount of 23.000.00mt which he will use to purchase construction material (porcelain bath fixtures, cement, etc.) to continue building his home. The prior loans were for 9.000.00mt and 13.000.00mt for the same purpose. He promises to pay this loan as agreed in order to have access to others. In the future he plans to request more loans to continue his home improvements and to open a hair salon as a way to increase his family's income.

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Translated from Portuguese by Kiva volunteer Michele Magrino

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