A loan of $925 helped to purchase seed and fertilizer.

Shuhrat's story

D. Shuhrat is a simple farmer with simple dreams – to uplift his family’s economic life and, in future, be able to send his dearest little son to school.

Farming has been Shuhrat’s major source of income; he produces rice once a year. Because of the expensive farm inputs, traders buy their rice products at too low a price. Because of this, he requests a loan of 700 USD to support his farming business and to avoid asking for credit from traders with higher interest rates.

Shuhrat is grateful that he is able to borrow from lenders that offer lower interest rates, allowing borrowers to create better opportunities in their lives - thus, helping their families to be free from poverty.

Shuhrat said that, through prayers and hard work, his dreams can be achieved someday. Providing his son with education is one of the important things that Shuhrat prioritizes.

More about Tajikistan and IMON International
Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium B.C. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj.

Loan details

Lenders and lending teams

Loan details