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Jeanette S., 41, married to Precilo S., a construction worker, is making sure that her family has enough provisions for their daily needs. Blessed with three children, she makes sure that she helps her husband earn so that their family can have a better life. For some time she has been managing her own barbecue stall while also selling charcoal to her neighbors.

Jeanette has been a regular member of the Center for Community Transformation* (CCT) for more than a year now, regularly attending their weekly fellowship meetings and paying her weekly dues consistently. Because of her good repayment performance with her previous loans, she has been able to borrow quite a few times in CCT’s Cooperative. Jeanette is consistent in paying her dues because she has used the money she borrowed to expand and improve her business.

To ensure her continued business success, she is requesting a PHP 10,000 loan to buy the raw ingredients needed to continue production of her barbecue and charcoal businesses. Jeanette dreams that her enterprises will continue to grow so that she can provide for her children’s education.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners who gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 321
    View loans »
    Philippines Loans Fundraising
  • $70,648,200
    Funds lent in using Kiva
  • 44.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Jeanette to buy the raw ingredients needed to continue production of her barbecue and her charcoal businesses.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Apr 5, 2010
Apr 22, 2010
Currency Exchange Loss:
Aug 15, 2010