A loan of $500 helps to buy fruits and vegetables to start a new grocery store.

Josephine's story

Josephine, who is 40 years old, has three children and lives in Vihiga, a town whose surroundings have vast agricultural potential with numerous small farms and also vast agricultural enterprises. She practices mixed dairy and crop farming.

Filled with determination to better her family's conditions while not being deterred by her age, Josephine wants to start a new business in her village. She identified a business opportunity in her area and is able to assemble the resources necessary to set up that business. As she was selling milk in her local market, she realized that there was no grocery store in her region and wants to open one. Josephine has looked for good suppliers and has requested a loan, which she will use to buy fruits and vegetables.

Josephine has good business and customer service skills; these abilities will enable her to excel in her business. She is confident of future profits. With the new business, she will now be able to pay for her children's tuition fees and give them a decent life. She is very full of expectations and hopes for this loan now that she has repaid all her previous loans.

This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.

David, Kiva staff

Kiva staff

Loan details

Lenders and lending teams

Repayment schedule

Loan details

Repayment schedule