Gulmira is 28, she is married. Her husband is working in Russia. She has three children. Her oldest daughter goes to school and the rest of the children stay at home. She used the money which her husband sent from Russia to buy a cow and after feeding it she sold it and bought a milk cow and began to sell milk. She plans to use the loan to buy another milk cow to increase the milk sales.
Oktamhon is 37, she is married. Her husband makes furniture and earns around $150US a month. She bakes and sells flat breads. Every day she makes 75 flat breads from one bag of flour and sells them in the town of Osh for 10 soms each. She plans to use the loan to buy a milk cow.
Chinara is 37, she is married. She has four children. Her son is fifteen and her daughters are fourteen, twelve and eleven. Her sons works for hire and her daughters go to school. Chinara receives an allowance of $15US a month. At this time she also works for hire, she sows potatoes. She will use the loan to build a gate.
Гульмира, 28, замужем. Ее супруг находится на заработках в РФ. У нее 3 детей. Старшая дочь ходит в школу, остальные дома. На высланные деньги от супруга с РФ, клиентка закупила телку, откормив телку продала и закупила доенную КРС и начала реализовать молоко. На кредит планирует закупить доенную корову и увеличить реализацию молока.
Октамхон, 37, замужем. Супруг работает мебельщиком, в месяц зарабатывает около 150 долларов. 'Клиент занимается выпечкой и реализация лепешек. Клиентка каждый день выпекает с одного мешка 75 лепешек и реализует в г. Ош по 10 сом. На кредит планирует закуп доенной коровы.
Чынара, 37, замужем. У нее 4 детей, сыну 15, дочерям 14,12 и 11 лет. Сын занимается наемной работой, дочери идут в школу. Клиент ежемесячно получает пособие в размере 15 долларов. В настоящее время клиентка занимается наемной работой (сеет картофель). кредит будет потрачен чтобы построить ворота.
--- Where Did This Loan Come From? ---
This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.
Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135
If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid