A loan of $625 helped a member to purchase fertilizers such as manure.


Nena's Group's story

Nena S. is from the village of Dalapang, Ozamiz city. She is 43 years old. Nena is the group leader of a 2-member group loan offered by GDMPC. While each member of the group receives an individual loan, they are both collectively responsible for paying back the loan of their fellow group member if someone is delinquent or defaults. Nena is married and has 4 school-aged children. To make a living, Nena owns & operates a business venture in the agriculture sector, raising crops. The main source of income for the business comes from planting and harvesting rice and corn for sale. Nena has been engaged in her business for over 15 years and earns approximately 15,000 PHP a month for these activities. In 2008, Nena joined GDMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Nena has successfully repaid a previous loan of 10,000 PHP from GDMPC. Nena is requesting a new loan of 12,000 PHP which will be used to purchase fertilizers such as manure. This will be the fourth loan taken out by Nena from GDMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of her family. About GDMPC: GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three unit offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolk and small entrepreneurs. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Nena, Melodina
*not pictured



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