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Rem N., age 31, is employed at a local garment factory and earns an income of about USD 2 per day. Her husband (pictured) sells salt, earning an income of USD 4 per day. Between the two of them, they try to cover the family expenses. They live with their five children in Takeo Province, Cambodia, an area known for pre-Angkorean temples.

N. is requesting a loan of USD 300 to purchase salt in bulk for her husband to offer in resale. In the future, she would like to use any additional profit to support the children’s studies.

This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 142
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Rem to buy salt in bulk for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 30, 2010
Apr 21, 2010
Currency Exchange Loss:
Apr 22, 2011