A loan helped to rent land and to buy fertilizers to grow organic watermelon.


Zarina's story

Zarina is 30 and married with three children. She has a high school education and has been working in agriculture for 10 years. Thanks to her hard work, she currently has five cows and 40 sheep on her farm as well as 0.78 hectares of irrigated land where she grows watermelon.

With the goal of further developing her farm, Zarina has approached Bai Tushum Bank for a loan of 150,000 KGS to rent land and buy fertilizer to grow organic watermelon. She plans to put income from the loan into further developing her business.

Translator profile picture

Translated from Russian by Kiva volunteer Kat Tancock.


This loan is special because:

It supports organic farming and includes a lower interest rate.



Loan details


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Loan details