A loan of $2,300 helped a member purchase supplies for making chocolates.

Sueños De Cajón Group's story

The Communal Bank is named “Sueños de Cajón” (Chest of Dreams) and consists of 14 members who are from the city of Temuco. Their main businesses include selling vegetables, groceries, Chinese food, charcoal, newspapers, eggs, and chickens.

The member who was interviewed was Cecilia, who is the group president. In the photograph, she is the woman sitting in the second chair on the left side. Her business involves selling clothing for adults, door to door and at schools. Since her sales have plummeted, she now makes chocolates to sell. She is motivated by her desire for personal development so that one day she can be self-reliant in her businesses. Her loan will be used to buy supplies for making chocolates.

Cecilia enjoys the system of work groups (Communal Banks) that is implemented by Fondo Esperanza. She has benefitted from hearing about the experiences of her fellow group members and also appreciates that the process for securing a loan has been convenient for her.

Temuco is the capital of the Araucanía region and is located 670 km to the south of Santiago (the capital of Chile). The area has several lake resorts and picturesque views of native flora and fauna. Half of the population in this region is of Mapuche descent, an indigenous group that lives in Chile.

In this group: Cecilia, Carmen, Luis, Williams, Marjorie, Nancy, Norma, Fabiola, Yasna, Miguel, Lisbeth, Luis, Susana, María De Fátima

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Translated from Spanish by Kiva volunteer Ronan Reodica

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