Adjoa O. is married and has eight dependents. She has received junior high education. Adjoa cooks 'banku' (a cornmeal-based staple) for sale near a school at Abura. She has been preparing 'banku' for sale for some time now. Her husband is a farmer.
Adjoa uses her income she acquires from her sales to help her husband in the payment of school fees and utility bills. Adjoa will use the loan to purchase more maize to use to prepare her 'banku' for sale. With the new profits from her expanded business, Adjoa plans to reinvest back into her business.