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Luisa Filomena
Luisa O. is 62 years old. She lives in the outskirts of el Paraíso (a very humid place with houses made of cane and dirt roads) in Guayaquil. Her house is made of cement and cane. She is separated from her husband, with whom she had children, but her children are all married.

She started with some small provisions that she had brought with her savings, but her children were very worried about her upon seeing her sell the provisions from the window of her house. They decided to build and adapt the front of the house so that she would be more comfortable.

Because of the unconditional support of her children, she now has a small store, although she works by herself every day. She sells a pound of rice for $0.32, a pound of sugar for $0.35, etc. With the loan she wants to buy drinks, grains and canned goods to better stock her small store.

In the future she wants to continue with her store and be healthy enough to see her grandchildren.

View original language description ↓
Luisa O. de 62 años, vive en una zona periurbana en el Paraíso (lugar muy humilde, con casas de caña y los caminos son de tierra) de Guayaquil. Su casa es de cemento y caña. Esta separada de su esposo, con el tuvo hijos pero ya todos están casados.

Ella empezó con unos pequeños víveres que había comprado con sus ahorros, pero sus hijos se preocuparon mucho por ella al verla vender esos víveres en la ventana de su casa y decidieron construir y adecuar la parte delantera de su casa para que Luisa se sintiera más cómoda.

Por el apoyo incondicional que le dieron sus hijos ella ahora tiene una pequeña tienda, aunque trabaja todos los días sola. Vende la libra de arroz a $ 0.32, la libra de azúcar a $ 0.35, etc. Con el préstamo quiere comprar bebidas, granos y enlatados para poder surtir mejor su pequeña tienda.

En el futuro quiere continuar con su tienda y poder tener salud necesaria para ver a sus nietos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $25,592,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Luisa Filomena purchase of drinks, grains, and canned goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2010
Apr 22, 2010
Currency Exchange Loss:
May 15, 2011