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Wayna Taucaray Iii Group
In this Group: Giselda , Juana , Fernanda, Valeriano, Claudia *, Lourdes, Albina , Benigno, Hermelinda, Carmen , Joysi , Augusto *, Esmeralda , Julia
* not pictured
Our members belong to the communal bank “WAYNA TAUCARAY III”; They are 14 enthusiastic and hardworking members. The members live in the city of Cusco and they meet once a month in Arariwa in the district of Huanchac in the department of Cusco.

One member, Srta. Joysi is 24 years old. She is studying hotel administration at secondary school. She sells perfume and makeup among other beauty products by catalog. She is requesting this loan to be able to pay for all of the orders from the catalog that her customers have made and upon receiving the products she will deliver them to her customers and hope they will pay her in two payments. Srta. Joysi wants to work in a hotel in the future.

Our members work in various jobs including selling meat, transportation, selling sweaters, producing soy, selling eggs, groceries, selling food, selling fruit, and teaching. Our members need the loan to reinvest in their different businesses.

The members are thankful for the loan and promise to continue making their payments in the established time frame.
View original language description ↓
Nuestros socios pertenecen al banco comunal “WAYNA TAUCARAY III”; Ellos son 14 miembros entusiastas y muy trabajadores; los socios viven en la ciudad del Cusco y se reúnen una vez al mes en el local de Arariwa en el distrito de Huanchac departamento de Cusco.

Nuestra socia es la Srta. Joysi tiene 24 años de edad, ella es estudiante de administración hotelera en un instituto, la socia vende por catálogos perfumes y maquillajes, entre otros productos de belleza, ella solicita el préstamo para hacer pagar todos los pedidos de su catálogo que le hicieron sus clientes y una vez que ella pague recibo los productos para que los reparta a sus clientes y esperar a que ellos le paguen en dos partes, Nuestra socia desea a futuro trabajar en hotelería.

Nuestros socios alternan sus diferentes actividades con la venta de carne, transporte, venta de chompas, elaboración de soya, venta de huevos, abarrotes, venta de comidas, venta de frutas, profesora. Nuestros socios requieren el préstamo para reinvertir en sus diferentes negocios.

Los socios agradecen el préstamo y se comprometen a seguir cumpliendo con el pago de sus deudas en el tiempo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 51
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Wayna Taucaray Iii Group's $2,950 loan helped a member to buy beauty products ordered from catalogs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 7, 2010
Apr 21, 2010
Currency Exchange Loss:
Sep 15, 2010