Check out some available loans that are similar to this one!
Norma Irene
Norma T. is 52 years old. She lives in an urban area of Guasmo, which was named after the type of tree Guazuma ulmifolia. Her house is made of cement and has all the basic services. She is a single mother, but all her children are already married.

Ten years ago, Norma built her house and set aside a space in the back for a small business. Due to lack of funds, she was not able to finish and left the space attached to the living room and put in a small store.

Norma now has a small store, where she works from 7:00AM until 8:00PM every day. She sells cereals, drinks, candies, sweets, etc. With the loan, she wants to buy rice, drinks, and cereals for her store to be able to stock it more fully.

In the future, she wants to build a better space for her store and have it more well stocked.
View original language description ↓
Norma T. de 52 años, vive en una zona urbana en el Guasmo (fue nombrado así debido a la especie de árboles Guazuma ulmifolia). Su casa es de cemento y si cuenta con todos los servicios básicos. Es madre soltera, pero ya todos sus hijos están casados.

Norma hace 10 años construyo su casa y también la parte delantera la reubico para un pequeño local, pero por falta de ingresos no la pudo terminar y dejo unido el local con la sala y ubico una pequeña tienda.

Norma ahora tiene una pequeña tienda, trabaja desde las 07:00 am hasta las 20:00 pm todos los días, en la tienda vende cereales, bebidas, dulces, golosinas, etc. Con el préstamo quiere comprar arroz, bebidas, cereales para su tienda y poder así surtirla más.

En el futuro quiere construir mejor el local de su tienda, y tener su tienda mas surtida.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Norma Irene purchase of rice, drinks, and cereals.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 26, 2010
Apr 21, 2010
Currency Exchange Loss:
May 15, 2011