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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous
The group Sortilegio ("Charm") is made up of three hard-working women. One of them, D.S., learned at a very young age the art of making bread and pastries. She comes from a family of bakers and has continued in their footsteps. With this loan, she will buy ingredients like flour, eggs, milk, etc.

Her partners are E.D., who sells propane tanks and rents chairs, and C.G.A., who owns a small convenience store. They will invest the money into their respective businesses.
View original language description ↓
El grupo sortilegio está integrado por tres mujeres trabajadoras una de D.S quien aprendió desde pequeña el arte de hacer pan y reposterías ya que proviene de una familia de panaderos la cual ella ha continuado. Con el préstamo comprara materia prima como harina, huevos, leche etc.

Sus compañeras de grupo son E. D quien vende tropigas y alquila sillas y C. G. A. tiene una pulpería. Ellas invertirán el crédito en sus respectivos negocios.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $875 loan helped a member buying ingredients like flour, yeast, eggs, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 15, 2010
Apr 21, 2010
Currency Exchange Loss:
Oct 15, 2010