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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous
The group Madre Tereza is made up of three women. One of them is M.S.M.O., a 52 year-old who has been selling cosmetics wholesale and retail since 1980. With this loan, she would increase her business with different and novel products.

Her partners are E.A.L., who sells all kinds of products, and L.B.M., who has had a shop selling fried foods for the past fifteen years.
View original language description ↓
El grupo Madre Tereza está conformado por tres personas un de ellas es M. S.M.O de 52 años quien desde 1980 vende cosméticos al por mayor y al detalle. Ella con el préstamo surtirá su negocio con distintos y novedosos productos.
Sus compañeros de grupo son E. A. L. que comercializa todo tipo de producción y L. B. M. tiene una fritanga desde hace quince años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 21.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $1,050 loan helped a member purchase of cosmetics.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 15, 2010
Apr 21, 2010
Currency Exchange Loss:
Oct 15, 2010