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Jamal is a 40-year-old man who owns a bakery in his hometown of Bint Jbeil in southern Lebanon. A father of three, he opened his bakery in order to improve his family’s income and to be able to provide the best for his family.

Jamal bakes mankoucheh, a traditional type of Lebanese bread which is usually topped with zaater -- a thyme-like herb -- and cheese or minced meat. It can be found in the hands of nearly every Lebanese person for either breakfast or lunch. The tasty bread is almost always served warm, and Jamal supplies locals with soft, fresh mankoucheh every day.

Jamal has asked Al Majmoua, a Kiva partner, for a loan in order to purchase raw materials and soft drinks to sell to his clients. He is grateful for the opportunity provided to him, and he is confident that this loan will enable him to sustain his business and continue to support his family.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 89
    View loans »
    Lebanon Loans Fundraising
  • $19,258,500
    Funds lent in using Kiva
  • 1,503.1
    Lebanon Pounds (LBP) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Jamal to purchase raw materials and soft drinks.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 22, 2010
Apr 20, 2010
Currency Exchange Loss:
Oct 15, 2011