A loan of $450 helped purchase of construction materials (zinc sheets, cement, beams, iron and other items).

Marqueza Manivela's story

Marqueza Manivela D. C. was born in Nampula Province in northern Mozambique. He is 37 years old, married, and is the father of three children, ages 16, 8 and 4. The two eldest go to school. Marquesa is attending seventh grade. He did not finish school before because of financial difficulties. He lives in his own house with his family and also supports his mother, who lives in Nampula, by sending her money to meet household needs.

He left Nampula for Maputo in Boane District while performing military servicie. He has been employed by the Ministry of Defense since 1997. He has no employees. His wife has a business selling meat and helps her husband by sharing household expenses. Marquesa has a salary of 6,128 meticais per month, which he uses for household needs and saves some in his bank account (at Millenium Bim).

He had a loan with Millenium Bim and decided not to continue with them. He learned about Hluvuku through co-workers in the military who are also customers of this institution. This is his second loan. He is asking for 15,000 meticais to buy construction materials (zinc sheets, cement, beams, iron and other items) to continue construction work on his house. The previous loan was for 10,000 meticais and was for the same purpose.

He promises to pay this loan off on time so he will be able to take out others. In the future he would like to ask for more loans to continue improving his house, so he can offer his family better living conditions.

Translated from Portuguese

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