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Bwera Twekundire Group, Ibanda
In this Group: Nicholas, Anna, Edith, Bony, Jovlet, Immaculate, Angelina, Rosemary, Anthony, Lawrence*
* not pictured
B. Nicholas, 38 years old, is the married father of three children. All his children are in school and he is also taking care of two orphans.

Nicholas runs a crafts shop business in Rwamunyari, Ibanda district. He has been plying his business for the last seven years and it is with these profits that he has managed to shoulder his family responsibilities.

Nicholas’s major drawback over the years has been clients who take most of his items on credit. In a way this has retarded his progress. However, his strong reserves of hard work have helped him overcome this and, as it is now, he is making a modest 60,000 shillings a month.

The future of Nicholas’s business will improve, he says, if he can get this loan. He plans on buying more indigenous and foreign art crafts for his shop.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,077.3
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Bwera Twekundire Group, Ibanda's $1,800 loan helped a member to purchase more art crafts for his business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 30, 2010
Apr 21, 2010
Currency Exchange Loss:
Aug 15, 2010