A loan of $300 helped construction materials.

Olinda Ricardo's story

Olinda Ricardo H. was born in Inhambane Province in southern Mozambique. She is 35 years old, widowed, and the mother of two children, ages 12 and 9. Both of them go to school. Olinda finished seventh grade. She had to quit when she became pregnant with her first child, but she is currently attending eighth grade. She lives in her parents' house and is not responsible for anyone else.

She left Inhambane Province to go with her parents to Namaacha District on the border with Swaziland, where she began her studies, and stopped them when she married her husband, who passed away, leaving her with two children. Olinda's life was difficult owing to a dispute with her in-laws over property division, so she was kicked out of her own house and went to live with her parents. Today she works at the Hotel Li Bombos as a waitress. She has worked there for 16 years, working from 7:00 am until 3:00 pm and earning 1,600 meticais per month, which she uses for household expenses and cannot save anything, so she asked Hluvuku-Adsema for a loan to buy the title for her land and build a house on it.

Olinda has never had loans from other banks. She learned about Hluvuku from her father, who is also a customer of Hluvuku-Adsema. This is her second loan from Hluvuku and her first with Kiva. She will use this loan of 10,000 meticais to buy construction materials (loads of sand, cement and blocks) to begin building her house. The earlier loan of 5,000 meticais was used to buy the title to her land.

Translated from Portuguese

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