A loan of $1,000 helps to buy a cow.


Fabio Ernesto's story

Fabio is 22 years old. He is the father of two girls, aged 4 and 2. He is separated from them because the relationship with the mother didn't work out, but he has not neglected them. He is always supporting them anyway that he can. Fabio did not complete his education because his family was low income and in Colombia the situation is more difficult. When he arrived in Ecuador he started to work as a day laborer. That is how he earned the capital to buy his first head of cattle. After raising he raised that heifer, he saw that it had good results and that it was good to have this help. That is how he has been working to earn a living.

Fabio wants to boost his work more. That is why he is asking for the help of 1000 dollars to buy a pregnant cow that has been offered to him. He likes it because it is a good breed and this will allow him to breed good cattle.

The goal for the future is to have a good number of animals to work with so that he can keep supporting his daughters.

Translator profile picture

Translated from Spanish by Kiva volunteer Ellen Donohue.


This loan is special because:

It aims to reach vulnerable refugee populations in an isolated region.

Patrick Flynn, Kiva staff

Patrick Flynn
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

Loan details



Repayment schedule