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Shamshad's Group
In this Group: Shamshad , Razia, Shahida, Zahida Yasmeen, Wakeelan
Shamshad is the wife of S. S. and they live in the city of Borewala, in Pakistan. (Borewala is famous for its shrines.) She is an active lady who embroiders and sells shawls. Her clientele is made up of her neighbors. They give her shawl orders and she obtains them from Lahore and Faisalabad. Her income allows her to share the family's financial burden with her husband who sells vegetables in the market from his four-wheeled cart. He earns approximately Pak Rs.10,000 per month. Shamshad successfully repaid her first loan to Asasah (a microfinance institute in Pakistan). Now she is applying for a new loan to purchase seasonal vegetables for her husband’s business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 242
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 84.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamshad's Group's $1,150 loan helped a member purchase seasonal vegetables to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 20, 2010
May 1, 2010
Currency Exchange Loss:
Apr 15, 2011