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Shagufta's Group
In this Group: Shagufta , Amina, Rashidan, Zarina, Rehana
Shagufta is the wife of T. S. and lives in a city called Borewala, in Pakistan. Borewala city is famous for its shrines. Shagufta is an uneducated lady because her parents were not in a position to provide her with a good education. She got married at the age of 18 and started her married life. She is very supportive lady. She always works for the betterment of her family. For this reason she owns & operates a handbag-selling business. She sells variety of handbags such as leather made & cloth made. She earns approximately Pak Rs. 6,000 every month. Her income allows her to pay the utilities.

Her husband has a food business. He runs a food stand in the main market where he sells a famous dish named “Daal chawal” to his customers. He has been selling it for over 5 years. Their earnings help them to support the family.

Shagufta is applying for a loan for the first time from Asasah (a microfinance institute in Pakistan) to purchase food items (rice, lentils, cooking oil and spices) in bulk for her husband’s food stand so he can earn a good profit and can expand his business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 169
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 84.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shagufta's Group's $1,000 loan helped a member purchase food items for food stand.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 20, 2010
May 1, 2010
Currency Exchange Loss:
Apr 15, 2011