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Em R., 55, is widowed and resides with four children in Takeo Province, Cambodia, an area known for pre-Angkorian temples. She sells grilled frogs and palm fruit for an income of about USD 3 per day. The family is also assisted by three of her children. R. is requesting a loan of USD 700 to purchase a motorbike, with a trailer attached, to transport palm fruit to sell. In the future, she would like to use any additional profit to build a new house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 216
    View loans »
    Cambodia Loans Fundraising
  • $39,893,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Em to buy a motorbike with a trailer attached.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 23, 2010
Apr 18, 2010
Currency Exchange Loss:
Jun 17, 2011