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Silviya is a single mother with six children. She lives in Vinogradovo, Western Ukraine where she sells vegetables and fruit in the central marketplace. She was forced to launch this venture four years ago when she was faced with the tough reality of poverty and a need to provide for her kids’ needs. She started very simply with a small vending stall in the market. Her children have been helping her with this venture as much as they could. Presently, Silviya has about 20,000 Grivnyas in inventory. Her profit amounts to 3,000 Grivnyas a month.

Silviya is requesting a loan of 12,000 Grivnyas to increase her capital and purchase additional fruit and vegetables for sale. One of Silviya’s long-term plans is to open a second vending location and expand her trade. She says she is ready to work even harder, make sacrifices. and push to achieve her goals of being a successful entrepreneur. We believe her perseverance and clear vision will be key factors in her small business success.
Note: In the photo Silviya is pictured with her son helping her with sales.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 7.9
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Silviya to increase her inventory.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 19, 2010
Apr 18, 2010
Currency Exchange Loss:
Feb 15, 2011