A loan of $200 helped to invest in expanding the business.


Nella's story

Nella T. is from the village of Lilingayon, Valencia, Bukidnon. She is 50 years old. Nella is married and has four adult children. To make a living, Nella owns and operates a sari-sari (variety) retail shop. The main source of income for the business comes from selling both food and daily-use products in the local community. Nella has been engaged in her business for over six years and earns approximately 6,000 Philippine pesos a month for these activities.

In 2009, Nella joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Nella has successfully repaid a previous loan of 5,000 PHP from HSPFI, a Kiva partner. This previous loan was used to purchase additional products to sell.

Nella is requesting a new loan of 8,000 PHP, which will be used to invest in expanding the business. This will be the second loan taken out by Nella from HSPFI. She plans to use the additional revenue generated from the business to further improve/expand her business.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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