A loan of $850 helped buy various general store products.


Karidia's story

Born 10 August 1975 in Sikasso, Karidia B. is married and mother of three children. She lives with her husband and their children in Wayerma II, one of several populous neighborhoods in Sikasso (third administrative region of the Republic of Mali).

Mrs. Karidia B. is a trained caregiver who has never practiced as such. Four years ago she began trading various items she sells in a store located in the front of her home: mineral water, eggs, cigarettes, candy, matches, chewing-gum, powdered milk, tea, sugar, etc. She is quite in demand by her customers for the quality of her products.

To satisfy an increasing number of customers, she decided three years ago to join the Soro Yiriwaso MFI. After four group loans in a neighbourhood women’s association (the Benkadi Association of Wayerma I), she is now requesting a third individual loan. All preceding loans have been correctly reimbursed.

With this loan she will buy: four cartons of various cigarettes, 10 packages of chewing-gum, two cartons of powdered milk (in bags), 10 large packages of tea, one bag of sugar, 10 packages of sweets, four cartons of Diago mineral water, 20 matchboxes, etc.

She gets her supplies from local wholesalers before selling them retail, for cash or credit, to customers from the area and particularly the young. She hopes to reach monthly earnings of 200,000 FCFA which will be used to increase her working capital, share family expenses, reimburse her loan and invest the remainder in her business.

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Translated from French by Kiva volunteer René McConnell



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