A loan of $575 helped as additional working capital.


Manita's story

Manita V. is a 60-year-old widow who lives in Montilla, Moises Padilla, Negros Occidental. She earns her living by engaging in selling fermented small fish (Ginamos). She also buys and sells livestock.

Manita has seven adult children who are between 24-40 years old. Some of the children have their own families and the others are gainfully employed and help support the needs of the family.

Manita joined NWTF-Project Dungganon in 1998 in the hope that she would be able to help improve the quality of life of their family. With the help of her loans from NWTF-PD, she has been able to increase their family income by engaging in selling of fermented small fish and buy and sell of livestock. Now she earns an average monthly income of PHP 5,000 from her business activities.

Manita is a member in good standing. Her previous loan of PHP 19,500 was used to fund operations of her business activities - selling fermented fish (ginamos) and livestock, and it had a positive impact on both the business and the family’s living conditions. Now she is borrowing PHP 25,000 for her 16th loan, which she intends to use to purchase inventory for her businesses. Manita is working hard to achieve her dreams and aspirations for her family, which are to provide them with a brighter future and a more comfortable life. The photo of Manita was taken after the weekly center meeting.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.



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