A loan of $250 helped to invest in expanding the business.

Gina's story

Gina Y. is from the village of Digkilaan, Iligan City. She is 40 years old. Gina is married and has five adult children. To make a living, Gina makes and sells food. The main source of income for her business comes from selling snacks and other delicacies in the local community. Gina has been engaged in her business for over three years and earns approximately 5,000 Philippine pesos a month for these activities.

In 2009, Gina joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Gina has successfully repaid a previous loan of 8,000 PHP from HSPFI, a Kiva partner. This previous loan was used to invest in expanding the business. Gina is requesting a new loan of 11,000 PHP, which will also be used to invest in expanding the business. This will be the third loan taken out by Gina from HSPFI. She plans to use the additional revenue generated from the business to further improve/expand her business.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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